About Ratings

What is Credit Ratings?

Credit ratings are independent assessments of the ability of an organization (government, business) or debt instruments (bonds) to meet their debt obligations, conducted by independent credit rating agencies. These assessments reflect the creditworthiness of the organization or debt instrument, based on their ability to fulfill financial commitments fully and on time.

Why your business needs
Credit Ratings?

For issuers

Increase the chances of successful fundraising
Attract more investors
Enhance brand and market position

For investors

Deep understanding of the issuers
More information for investment decision-making

For financial market

Market transparency
Promote the growth of the financial market and build effective capital channels

Overview of the
Credit Rating Methodology

More details

Credit rating scale

The credit rating scale provides a scale from AAA - reflecting the highest credit quality, to D - reflecting the lowest credit quality.

Rating methodology

Including qualitative and quantitative criteria to assess risk factors and measure the impact of each factor on the ability of the issuer to fully and timely meet its debt obligations.

Rating process

Description of the steps for credit rating services, starting from customer consultation to the announcement of the rating results.

For Investors

Understanding Market Trends

For Issuers

S&I Ratings supports issuers in enhancing financial transparency, improving capital raising capabilities, and building investor trust through independent credit rating services and in-depth analytical reports.